3 Mistakes you might be making with MONEY...and none of them are your budget.

3 Mistakes you might be making with MONEY...and none of them are your budget.

So honestly, are you worried this is going to be you?

There is a part of us that fears we're doing it wrong. Instead of the financial prosperity and peace that we imagine we're creating, we will get to the end of the week/month/year, look at our financials, and discover a big black hole of "broke".

This week alone I've had several conversations with families about what's working with their money and what's not. In every conversation one of these 3 mistakes cropped up.

I get it! I've made them all myself and money was a pain in the "butt" because of it. But awareness is the first step to a financially peaceful family life so let’s pull up our big-girl yoga pants and dig in. (Besides, what looks awful and overwhelming, usually isn’t that bad!)

We’ll examine each in more detail and what we should do instead.

Mistake #1. Thinking a big pay raise or lump sum will solve all our problems.

Mistake #2. Not accounting for the unexpecteds.

Mistake #3. Not being OK with having more than enough.

Want to never be afraid of your budget again? Try this.

Want to never be afraid of your budget again? Try this.

Recently I sat down with my numbers and took a long, hard look at what they were telling me.

And when I say “numbers” I’m specifically referring to my financial numbers. You know, those digits that follow dollar signs?

I know for most people on the planet those kinds of numbers can be scarier than a toddler with peanut butter fingers running amok in your house. Especially if you tend to ignore them most of the time.

For me, the panic I felt was a result of ignoring it for too long. When I finally dig into the details I worry that I might uncover a smelly, rotten, slimy mess.

3 Major reasons women feel stupid about $$, and what to do about it.

3 Major reasons women feel stupid about $$, and what to do about it.

Do you ever have the feeling that you’re fumbling with your family’s finances?

That you should know what to do Next even though you’re confused about all the advice out there?

Or maybe that your way of managing isn’t the best?

 

In nearly every conversation I have about money, women are consistently reluctant to say anything.

And with my closest friends, those that won’t shun me forever for being nosy, I’ve learned that it’s usually because they feel self-conscious about the way they manage. They worry that they’re not as savvy as they could be.

They feel pressured to have it all together or all figured out. And they just aren’t there yet.

And there are three very good reasons why women may feel this way.

 

Stupid Reason #1

Women undervalue their knowledge & experience compared with men.

My anti-New Years Resolution and 3 epiphanies to reset your money goals

My anti-New Years Resolution and 3 epiphanies to reset your money goals

It’s now February and I am just barely getting to articulating my Intentional Year. I didn’t do it after Christmas. I didn’t start Jan 1 or even Jan 7, 15, or 31 with my intentions, resolutions, or any of it.

If you were on your game at the turn of the calendar page, Bravo! You are probably in one of two camps by now: 1. You’re killing it with your goals for 2017, or 2. You are rapidly throwing in the towel(s) on any or all of your resolutions.

For me, I missed the boat, missed the New Year’s Day magic-start-of-every-goal thing. I felt like a massive failure and I actually GAVE UP.

Literally.