Savings

How to give "Experiences" that matter to long-distance family and friends

How to give "Experiences" that matter to long-distance family and friends

(This is Part 2 of my series on experiences-based holiday gift-giving. Part 1 can be read here.)

 

I was preparing to hit “publish” on "Why and How to choose Experiences over stuff this holiday season", when my husband read through it (as per my request) and voiced a stunning caveat to my argument.

“What about people that give others a physical gift in order to give them an experience? Especially for loved ones who live far apart from each other. Sending a gift creates a shared experience because they cared enough to select and send something they thought the receiver would enjoy.”

Dipping into your Emergency Fund too often? This might be Why...

Dipping into your Emergency Fund too often? This might be Why...

Every financial guru on the planet says the same thing: Build an Emergency Fund.

And we all know we need to. It just makes common sense.

But is your emergency fund functioning like it should?

Or do you dip into it over and over throughout the year? Do you feel like you spend all your Goal-striving energy on just replenishing the pot?

If you answered 'Yes' to the second question, then it sounds like your emergency fund is functioning more like a part of your operating fund.