3 Mistakes you might be making with MONEY...and none of them are your budget.

3 Mistakes you might be making with MONEY...and none of them are your budget.

So honestly, are you worried this is going to be you?

There is a part of us that fears we're doing it wrong. Instead of the financial prosperity and peace that we imagine we're creating, we will get to the end of the week/month/year, look at our financials, and discover a big black hole of "broke".

This week alone I've had several conversations with families about what's working with their money and what's not. In every conversation one of these 3 mistakes cropped up.

I get it! I've made them all myself and money was a pain in the "butt" because of it. But awareness is the first step to a financially peaceful family life so let’s pull up our big-girl yoga pants and dig in. (Besides, what looks awful and overwhelming, usually isn’t that bad!)

We’ll examine each in more detail and what we should do instead.

Mistake #1. Thinking a big pay raise or lump sum will solve all our problems.

Mistake #2. Not accounting for the unexpecteds.

Mistake #3. Not being OK with having more than enough.

Spring clean your budget in 3 simple steps

Spring clean your budget in 3 simple steps

Let's talk spring cleaning...

Does spring give you the urge to just chuck everything (or a lot of things) right to the curb for the charity pick-up people?

It does to me. I am so "over" some of the "piles" that have accumulated in my home.

I don't know whether you are a naturally organized person, a somewhat organized person, or an accumulator, but after a cold, dark winter we could all do with a little "spring cleaning"

I'm currently going through the pile that has built up in my closet (I don't know why i ALWAYS pile stuff in there!), my kitchen counter, and my garage.

I don't teach home organization or cleanliness, but I do teach money and mindset. And I've learned that as much as we might think money and mindset are separate, they are actually two halves of the same whole.

The natural way to plan and reach your goals for the coming year

The natural way to plan and reach your goals for the coming year

I know you’re probably seeing a lot of stuff about setting goals, planning for the best year EVER in the history of the world, and all that jazz.

I’ve been seeing it in my news feed, my email inbox, and on tv too.

In years past I naturally rebelled against anyone telling me how to set goals and plan for the coming year (that’s part of my personality type). But over the past week I have had so many moments and epiphanies when I organically assessed the past year that I wanted to share these tools with you too.

How to give "Experiences" that matter to long-distance family and friends

How to give "Experiences" that matter to long-distance family and friends

(This is Part 2 of my series on experiences-based holiday gift-giving. Part 1 can be read here.)

 

I was preparing to hit “publish” on "Why and How to choose Experiences over stuff this holiday season", when my husband read through it (as per my request) and voiced a stunning caveat to my argument.

“What about people that give others a physical gift in order to give them an experience? Especially for loved ones who live far apart from each other. Sending a gift creates a shared experience because they cared enough to select and send something they thought the receiver would enjoy.”